Questions, answered plainly.

The invite-only network for payments, referrals, and card rewards. We have not launched yet. You claim a free INK ID, bring your people, and follow the products as they ship. Card, payment, payout, and reward features are coming soon and subject to partner approvals and final terms.

Your unique handle, @yourinkid. Free to reserve, claimed once, and kept while your account remains in good standing (see the Terms). It's planned to appear on the INKPAY card.

Yes. INKPAY is invite only: reserving takes a member's INK ID, and your people get in through you. If you don't know anyone yet, watch for invite links from INKPAY members.

Reserving an INK ID is free. SuperPass is optional: Lite $50/mo, Pro $150/mo, Elite $500/mo. Subscriptions are not refundable, and no purchase guarantees access, approval, or financial results.

Direct connections are people you bring in. Viral connections are the people they bring in. Together, that's your network, and it all counts toward your INK ID from day one.

Eligible rewards are planned to follow revenues from your network's real activity. The model shows up to 20% of revenues for Direct connections and up to 2% for Viral. Modeled maximums, not typical results; no earnings are guaranteed, and rates are subject to eligibility and final program terms. Explore the illustrative model for the full assumptions.

Eligible rewards are planned to be paid on the 10th of the following month. Rewards earned in January would pay on February 10th. Payment timing is subject to eligibility, verification, and final program terms.

We use INKPAY's marketing budget to fund our users. Instead of paying ad platforms, that budget goes back to the people who grow the network. That's why we can offer these kinds of planned reward benefits. Rewards remain subject to eligibility and final program terms.

Anytime, with no cancellation fee: from your account, or email support@inkpayapp.com with "Cancel SuperPass" in the subject. Cancelling stops future billing; your plan features run to the end of the period you paid for, then you move to the Free tier.

Yes. Your INK ID and your Direct and Viral connections belong to your free membership, not the paid plan, so cancelling moves you to the Free tier and keeps both. Rewards already credited stay credited; from then on, accrual follows the Free tier and final program terms.

Yes. Resubscribe anytime and paid-tier features resume with your network exactly as you left it, because it never went away. Closing your account is different: it deactivates for 30 days, then closes permanently and your handle may be released. Signing back in during those 30 days restores your account, INK ID, and connections.

Refer 3 or more SuperPass users in your first 7 days and lock in 2X earnings. You count as 1 if you're on SuperPass. Direct connections only, and you keep 3 or more to keep the 2X. Limited to INK IDs issued before October 1, 2026.

In the earnings calculator the 2X doubles the figure shown. That is a modeling assumption, not a guarantee: eligibility is limited and may end, and no earnings are guaranteed.

The initial card program is coming soon. Subject to partner approval, eligibility, and final terms, so timing isn't announced. Virtual cards are planned first, with earned card finishes. The roadmap tracks what's live, what's next, and what's further out.

Connections are encrypted and the Privacy Policy covers what we collect and why. Security concerns: support@inkpayapp.com. Accessibility issues: see our accessibility statement.